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From 'Urb to 'Burb Blog

Tuesday, February 25, 2020   /   by Vanessa Saunders

100 little ideas you may see in use at tonight's Democratic Party debate.

By Vanessa Saunders, MBA, MIMC , Broker Owner, Global Property Systems

Morgan Housel, a partner at Collaborative Fund and a former columnist at The Motley Fool and The Wall Street Journal has compiled a list of "100 Little Ideas" that help to explain how the world works; In reading them over, I found a lot of them apply to the upcoming election in general, and tonight's Democratic Party debate in particular. For example, we might experience the candidates practicing Courtesy Bias: "Giving opinions that are likely to offend people the least, rather than what they actually believe."
Another tactic we may see is called Poisoning the Well: Presenting irrelevant adverse information about someone in a way that makes everything else that person says seem untrustworthy. “Before you hear my opponent’s healthcare plan, let me remind you that he got a DUI in college.”
Or how about the unfortunately named Buridan’s Ass: A thirsty donkey is placed exactly midway bet ...

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Monday, February 24, 2020   /   by Vanessa Saunders

5 tips for buying a house on bad credit.

By Vanessa Saunders, MBA, MIMC , Broker Owner, Global Property Systems
If your financial situation is less than perfect, buying a house may be a bit more challenging than it would be for others. But it is possible. Here are five things a prospective home buyer can do toward getting a home, even with fair or bad credit .
1. Improve your credit.
It sounds obvious, but it can be done. Lenders judge a borrower's likelihood to pay back a loan based on their credit score. A credit score range between 669-580 ranks your credit as “fair,” and is considered a higher risk for a mortgage lender. Lenders view a score of 579 or less to be “bad credit.” A low credit score means you’re a higher risk for a lender.
It is possible to improve your credit score if it's below 580, and it may take some time. You can:
Improve your payment history.
Having a history of regular on-time payments are a critical part of good credit. Having a plan to regularly make payments w ...

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  hudson valley real estate, hudson valley property, hudson valley home, buying a home, home investment, hudson valley home owners, 'urb to 'burb, mortgage rates, mortgage process, financing, first time home buyer, mortgage, credit scores, fha, va loans

Friday, February 21, 2020   /   by Vanessa Saunders

How you may be flushing thousands right now.

By Vanessa Saunders, MBA, MIMC , Broker Owner, Global Property Systems
Don't know your mortgage interest rate? You are not alone. A recent survey by Bankrate, a consumer financial services company, found that over one fourth of home owers don't know what their mortgage interest rate is. Why is that important? "Because if you don’t know your rate, you may be missing out on the opportunity to cut your monthly mortgage payment, the biggest item for most homeowners,” the study points out.
Bankrate also polled homeowners about how many more years they planned to stay in their current primary residence, whether or not they were planning to remodel and how they would pay for their home remodel. The vast majority of respondents, 56 percent, reported that they didn’t plan to ever move out of their home. Sixty-three percent of respondents said they were likely to remodel or renovate their home in the next five years.
About a third of respondents who own pay less than 3.99% ...

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  hudson valley real estate, hudson valley property, hudson valley home, home investment, 'urb to 'burb, mortgage rates, mortgage process, financing, mortgage, lending

Wednesday, February 19, 2020   /   by Vanessa Saunders

Millennial-speak: 85 words, acronyms and phrases you need to know.

By Vanessa Saunders, MBA, MIMC , Broker Owner, Global Property Systems

Millennial home buyers have entered the housing market in a big way. Back in 2015, Millennials surpassed Baby Boomers as the largest generational group in America, and they now make up the largest group of home buyers.

To begin building marketing campaigns that are specifically targeted toward this powerful group, we need to understand their social media-centric language. Here are 85 terms, abbreviations, acronyms specific to this group. Some you may already have heard, many possibly not. And some are just damn funny. Enjoy.



1. Receipts – Evidence of a person’s hypocrisy, often pulled from past social media or text conversations

2. Extra – Over the top, dramatic behavior

3. Bae – A pet name that stands for Before Anyone Else 

4. Yaas – An enthusiastic way of saying yes

5. Low key – Low intensity / slight / kind of

6. AF – An acronym for &ldq ...

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  hudson valley real estate, hudson valley property, hudson valley home, hudson valley home owners, hudson valley home sellers, 'urb to 'burb, selling your home, why work with a realtor, first time home buyer, funny blog

Tuesday, February 18, 2020   /   by Vanessa Saunders

Bad world news may be good news for Hudson Valley real estate in 2020.

By Vanessa Saunders, MBA, MIMC , Broker Owner, Global Property Systems.


As a global real estate marketing brokerage, we here at Global Property Systems keep an eye on international news and world concerns. Because many of our clients are from abroad, their worries are our worries. Few people realize that troubles such as unrest in the Middle East or the spread of the coronavirus in Asia actually have an effect on markets and real estate investments in the United States.

Surprisingly, in the midst of all this seeming chaos and bad news, one sector that improves with bad news is real estate.

Mark Fleming, the chief economist for First American Financial Corporation said in a recent report: 
“Global events and uncertainty…impact the U.S. economy, and more specifically, the U.S. housing market…U.S. bonds, backed by the full faith and credit of the U.S. government, are widely considered the safest investments in the world. When global investors sense ...

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Global Property Systems
Vanessa Saunders MBA MIMC CIPS - NYS RE Principal Broker
56 Lafayette Avenue Suite 320
White Plains, NY 10603
914-290-5258

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The data relating to real estate for sale or lease on this web site comes in part from MHMLS. Real estate listings held by brokerage firms other than Vanessa Saunders - Global Property Systems are marked with the MHMLS logo or an abbreviated logo and detailed information about them includes the name of the listing broker. The information appearing herein has not been verified by the Mid-Hudson Multiple Listing Service, Inc. or by any individual(s) who may be affiliated with said entity, all of whom hereby collectively and severally disclaim any and all responsibility for the accuracy of the information appearing at this web site, at any time or from time to time. All such information should be independently verified by the recipient of such data. This data is not warranted for any purpose. ©2020 Mid-Hudson Multiple Listing Service, Inc. All rights reserved.
The data relating to real estate on this website comes, in part, through the IDX of the Multiple Listing Service of Ulster County, Inc. Real estate listings held by brokerage firms other than Vanessa Saunders - Global Property Systems are marked with the IDX logo and detailed information about them includes the name of the listing broker.